When neither you or your actual credit card are present at the point of sale.

Malware or viruses unwittingly downloaded onto your computer or device that harvest your personal data.

Someone gains access to your banking details and withdrawals money from your account without your knowledge.

Fraudsters con you into providing your personal information and use it to perpetrate fraud.

Your credit card details used to pay for mobile applications are vulnerable.

Antivirus software is designed to defend devices against malware and other computer threats.